The people behind the headlines

"Middlesex County College student Vincent DeSario, who graduated May 20, was severely beaten in Wildwood earlier this month and has died; it was a tragic event. The family is facing extreme medical expenses and have created a charitable trust to help."


If you would like to contibute, please make checks payable to the Vincent DeSario Charitible Trust and mail to:

Vincent DeSario Charitable Trust
1115 Inman Ave.
P.O. Box 317
Edison, NJ 08820

This is what Middlesex County college's website has up for my friend Vinny Desario. As an experience life insurance agent Medini Financial has seen its fair share of what the insurance industry calls "Claims". Bottom line is these are real people, not just a claim. When tragedy happens to someone it affects so many others. It was tragic to lose "skinny vinny", or "Barbers" as some knew him. Having worked with my clients helping them with their loss I know how difficult this can be for families and friends. Sadly Vinny was the first person I knew who had died who was younger than me and it took a toll on me. When we lose someone we love it is always difficult in all aspects physically, emotionally and financially it often becomes an issue as well. So when dealing with an agent make sure you find someone who truly cares about your situation and has you set up so you at least don't have to worry about the financial aspect. Make sure you are working with someone who cares about your family and their needs, frankly people look at headlines and disengage, and dissociate from the fact that we are all interconnected whether we like it or not.


Medini Financial would ask that if you have any resources what so ever please forward them to the Vincent Desario Charitable trust Bottom line here Vinny Desario was a great kid and our loss is tragic, and something like this will take a big toll financially on my friends family. So please dont just read the headlines without thinking about who is behind them. In this case Vinny was not just some kid he was bright student, an avid golfer, and a stout optimist. Any support you have will be much appreciated

Rest In Peace Vinny

We senselessly lost Vinny Desario this week I ask that all PFA wrestlers please pray for his family. I'll have content up this weekend.

Medini Financial's first post... Hello World

Please note Medini financial is licensed in the state of PA and certain questions regarding state specific products must be directed to a rep licensed in that state.

As stated previously Medini Financial is up and running with its first blog posts, I invite all readers to either submit their comments or questions directly on this forum or they can submit their anonymous question to medinifinancial@gmail.com. Thank you to all for your support and look out later this week for a most requested discussion on the difference between term and permanent insurance and what it means to people of all ages and situations.


I wanted to introduce our services and our different approach to the world. Medini Financial wants to take away the stigma and negative stereotypes of your traditional insurance agency. Having been in the insurance industry for some time now, I often have ran into clients who were so relieved that someone was able to ask and find out what they wanted and needed. Someone who would not suggest a one size fits all solution that benefits the client to a small extent but the licensed agents wallet a lot more. Many people feel insurance agents are slimy and overpaid, and to some degree they are right. If someone is going to make money directly or indirectly off of me I want to make sure they are earning every penny I pay them.

What makes this agency so different is that Medini Financial puts the client first period. Medini Financial lays out all options across the board from multiple carriers. We uniquely position ourselves with the best carriers so we can offer client A what's right for them from one company and client B what is right for them from another company. When dealing with a captive agent or one who only promotes one company (often the one with the best commission plan) you will always be limited to that one person's company's policies the good and the bad. Medini Financial has seen too many times and even experience it myself back when I was representing one carrier that when push comes to shove no matter how big a company may be no one company has the best fit for each person.

Medini Financial is based on the following philosophy and we stick to it everyday, that is Knowledgeable answers, personalized advice, and no pressure. How many times has a rep tried to sell a policy that was too expensive for the client and then try to make the client feel like he doesn't love his family because he couldn't afford the policy which wasn't right for his family in the first place? The answer, it happens almost everyday. So when we mean no pressure we stick to it. If you feel the services we offer is right for you we are more than happy to serve you. If you want advice but have no need for more services, I will give you that advice, and tell you straight from the horses mouth that you don't need another policy. I don't think too many agents out there visiting clients who don't secretly hope they can "find a need" which really means push one policy. While I do believe insurance has a purpose in this world, Medini Financial feels strongly that the main reason why many do not seek answers is because they don't know where to turn for real answers without the sales pitches or because they feel they can't afford it.

So Medini Financial is here to go the extra mile with no strings attached; feeling confident that most people would like to deal with a straight shooter who they can know and trust versus a product pusher.

Thank you again and have a great week.